7/23/14

Free Document Notarization at Notary Services of Pompano Beach 24/7 & Mobile 754-444-9958

405 N. Ocean Blvd Pompano Beach, FL 33062
Located in the Parliament House Condo
Please call 754-444-9958 for a same day appointment before stooping by 

 During the month of July 2014 Notary Services of Pompano Beach 24/7 & Mobile will notarize a 2nd document at no charge with the purchase of a document notarization at our regular $10.00 fee.

To receive this offer you must call us at 754-444-9958 and make an appointment and mention this offer. This offer is only available at our 405 N. Ocean Blvd Pompano Beach, FL 33062 location. Cannot be combined with any other discounts or offers. You must pay cash for the notarization of the 1st document. This offer in not available with mobile service.  


Personal Attention Is Our Specialty - You're Important To Us

Professional and Expedient Notary Public/Certified Signing Agents available 24 hours a day 7 days a week. All Notaries are Background Screened, Licensed, Bonded and Insured by the National Notary Association. Please call 754-444-9958 for an appointment before stopping by or to book mobile service. Our fees start at $10.00 a stamp at our location. We'll meet or beat all Mobile Notary quotes in Broward County and provide superior service! Visa, Master Card, Discover & AMX accepted.
    

7/11/14

Notary Services of Pompano Beach 24/7 & Mobile Call 754-444-9958

Notary Services of Pompano Beach 24/7 & Mobile LOCATED IN THE PARLIAMENT HOUSE CONDO 450 NORTH OCEAN BLVD POMPANO BEACH, FL 33062. PLEASE CALL 754-444-9958 BEFORE STOPPING BY OR FOR MOBILE SERVICE 
Professional and Expedient Notary Public/Certified Signing Agents available 24 hours a day 7 days a week. All Notaries are Background Screened, Licensed, Bonded and Insured by the National Notary Association. Please call 754-444-9958 for an appointment before stopping by or to book mobile service. Our fees start at $10.00 a stamp at our location. We'll meet or beat all Mobile Notary quotes in Broward County and provide superior service! Visa, Master Card, Discover & AMX accepted.




5/30/14

Notaries and the Role They Play in Your Mortgage Closing Process

Notary Services of Pompano Beach 24/7 & Mobile
National Notary Association Certified Notary Public/Certified Signing Agents
754-444-9958



At Quicken Loans we strive to make the closing of your mortgage as quick, easy, and effortless as possible. One way we make that happen is with our current closing process. After you’ve confirmed a date, time and selected a location of your choice, we will select one of our best notaries to meet you at that location for the signing. It may seem a little odd that we would send someone whom you’ve never met to sign all of these important documents, but we want to do everything in our power to ensure this is the most undemanding mortgage process ever. Even if it means coming to your home for the closing so you don’t have to get out of your pajamas. So to ease some of your apprehension about the notion of allowing a stranger in your space, let’s break this down and not only discuss the notary’s role in the transaction but also discuss the benefits of having one.

What Are Notaries and What Do they Do?
According to Merriam-Webster, a notary is “a public officer who certifies and attests to the authenticity of writing (e.g., deeds) and takes affidavits, depositions, and protests of negotiable instrument.” In layman’s terms, a notary is someone who is legally authorized to sign documents. Once the signing is complete, the notary will take the documents, place them in a UPS box along with the UPS label that we have provided for them and send them back to us to ensure that everything was signed properly before we ship them off to the county for recording. Without the notary’s stamp and signature, your documents aren’t considered valid, and your state won’t accept the documents once they are sent for recording. You would have to resign all the documentation again.

How We Select Our Notaries
Once you’ve completed the scheduling call and have secured your date and time, our sister company who handled all of the title work Title Source will reach out to one of their trusted vendors to find the person with the highest satisfaction rate in your area. In order to be considered for the position the potential notary must send in their W-9’s, a copy of their notaries commission (license), go through an extensive background check as well as send us their resume with three business referrals. Pretty thorough, right? Once the selection has been made, the notary will reach out to you to make an introduction before coming to your closing location.

Benefits of Notaries
Most notaries are mobile, which means although they don’t have an office where you can meet, they are able to travel and meet you almost wherever you want. As previously stated, most of our clients prefer to close in the comfort of their own home. However if you would like to meet at a coffee shop or a library, the notary will have no problem meeting you there. Another benefit of having a notary perform the closing is their ability to bring a witness should one be required to sign the mortgage. That’s right, depending on the state that you live in, you may be required to provide a witness and have them sign the mortgage. No worries, we’re able to help you with that. Once we schedule the closing, we’ll contact our notary team and have them assign a notary who will be able to bring a witness with them if needed. Just one less thing you have to worry about.


Posted By Kevin Irwin & printed from ZING Blog by Quicken Loans

 Notary Services of Pompano Beach 24/7 & Mobile

National Notary Association Certified Notary Public/Certified Signing Agents
754-444-9958

5/12/14

Pompano Beach, Florida Tattoo Minor Consent Form Notarized 24/7

The State of Florida has mandated under Chapter 64E-28, Florida Administrative Code that no one under the age of 16 may get tattooed and that anyone that is 16 or 17 years of age must receive consent as documented and notarized on the following State mandated form.

Download the Florida Department of Health Written Notarized Consent for Tattooing a Minor in PDF Format. or Call 754-444-9958 and Notary Services of Pompano Beach 24/7 & Mobile be more than happy to print you this form for you.

Notary Services of Pompano Beach 24/7 & Mobile
405 North Ocean Blvd
Pompano Beach, FL 33062
754-444-9958

5/5/14

Consumer Financial Protection Bureau Launching Pilot eClosing Program

The Consumer Financial Protection Bureau last week announced that it was launching a pilot eClosing program for the mortgage industry. The program is intended to address the key pain points that surfaced during the agency’s recent initiative to explore how technology can improve the mortgage closing process.
As part of that initiative, the CFPB solicited comments from the public about the mortgage closing process. In its report on the initiative, “Mortgage closings today,” the agency said commenters identified four key issues — or pain points — that consumers commonly experience during loan closings:
  • Not enough time to review documents. This was one of the most common complaints. Consumers said they often don’t get the paperwork until they arrive at the closing table, and there is pressure to rush through and sign without enough time to understand what they are signing.
  • Overwhelming stack of paperwork. Loan packages contain too many documents and pages, making the process of closing on a home daunting and overwhelming. As a result, consumers worry that something buried in the stack might have long lasting effects on their financial well-being.
  • Documents are hard to understand. Loan packages are full of legalese and technical jargon, and borrowers often have little help from others to understand what they are signing.
  • Errors in the documents. Commenters said there often are errors in closing documents, which can lead to delays. These include common and seemingly minor errors, such as a misspelled name or forgetting to include a spouse.
And sitting at every closing table is a Notary, usually a Notary signing agent, witnessing borrowers struggle with these pain points.
“The package of closing documents is too large, and the process is overly complex and stressful for consumers,” CFPB Director Richard Cordray noted in the report.
The CFPB initially plans to focus on using electronic closings as a way to ease the pain points. The agency noted that eClosings can eliminate steps and thereby reduce errors; allow participants to review the documents in advance; and potentially include educational tools to help consumers understand loan documents.
During the pilot program, the CFPB will work with technology and mortgage industry stakeholders to conduct targeted, detailed research on eClosing solutions and ultimately release its findings. The agency said that it intends to act as a catalyst for expanding the use of technology rather than write new rules.
 By: Michael Lewis Managing Editor of member publications for the National Notary Association.

4/15/14

FHA Expands Electronic Signature Program

The Federal Housing Authority (FHA) announced last week that it is significantly expanding the number of electronically signed documents it will allow lenders to accept. The move is part of the agency’s modernization initiative and is another step toward creating completely electronic mortgage transactions in which all documents are created, signed and notarized electronically.

The FHA’s move is significant because it backs approximately 40 percent of the new mortgages, and lenders originating FHA loans must abide by its rules.

“By extending our acceptance of electronic signatures on the majority of single family documents, we are bringing our requirements into alignment with common industry practices,” said FHA Commissioner Carol Galante. “This extension will not only make it easier for lenders to work with the FHA, it also allows for greater efficiency in the home-buying and loss mitigation process.”

The expanded e-Signatures policy is designed to help streamline the mortgage origination process and help reduce document submission time frames for borrowers seeking options to avoid foreclosure.

E-Signatures initially will be accepted on origination, servicing, and loss mitigation documents, as well as other FHA documents — but not the mortgage note itself. The FHA plans to begin accepting e-Signatures on forward mortgage notes at the end of the year.

Michael Lewis is Managing Editor at the National Notary Association.

4/13/14

Florida Senate moves to boot notaries public

After years of apparently not attending to the duty, the Senate Ethics and Elections Committee on Monday voted to give the boot to more than 30 notaries public, following an aggressive move by Gov. Rick Scott against people who violated their responsibilities or were disqualified for other reasons.
No one on the Senate panel remembered being a part of a similar hearing, with veteran Sen. Jack Latvala, a Clearwater Republican who chairs the committee, saying it was something "even I have never seen in the Florida Senate before."
The 33 notaries whose removal was recommended on Monday now head to the full Senate, which will consider evidence that they failed to properly handle their duties or had been convicted or had adjudications withheld on charges that disqualified them from holding office.
Two of the notaries joined teleconferences with the committee — getting sworn in over the phone — to contest their removals.
William Gladden Jr., a Korean War veteran who uses a wheelchair and is the only notary in his part of Apopka, said that his approval of a document at the center of his case was likely a fraud or a forgery. Gladden purportedly notarized a fraudulent lease agreement in Apopka. Senators questioned how someone would have obtained one of the stamps notaries use to authenticate documents.
"Here again, I will be honest with you: I'm a little careless about leaving my stamps around," Gladden said.
The committee eventually postponed the case to give Gladden an opportunity to reach a deal with Scott's office. Otherwise, the committee could act at its next meeting in two weeks, though there were already some on the panel who wanted to allow Gladden to keep his post.
"My advice is you need to talk to the governor's office in the next two weeks and enter into an agreement to remediate this in the future if you want to keep your notary position," Latvala said.
The hearing prompted Sen. Jeff Clemens, D-Lake Worth, to scold a lawyer from Scott's office for bringing the case in the first place.
"We need to stop wasting our time trying to take away licenses from men in wheelchairs who served our country," Clemens began, as groans and protests from GOP members of the panel made it difficult for him to finish the statement.
"It is a really important job," said Sen. Tom Lee, R-Brandon, a few moments later. " ... These are really serious functions these folks perform and if we can't trust that system in our state to validate documents, we don't have a system."
The committee voted 8-2 to strip notary public duties from Maria Pabon, who admitted that she took the word of people she knew and notarized a document for a man who said he had left his driver's license elsewhere.
"I have had my notary commission for almost 13 years, and this is the first time that I have had misconduct," Pabon wrote in a letter to the Senate.
In addition to Pabon, the committee agreed to recommend removing 32 other notaries from their positions. Eleven had either resigned or had their commissions expire. Lawmakers held off on charges in another 28 cases because neither Scott's office nor the Senate had been able to reach the notaries to notify them of the hearing.
The moves come after an Orlando television station reported in July about problems with the notary public system.
A spokesman for Scott did not respond directly when asked why the governor's office had launched its investigations into notary complaints.
"Our general counsel's office works diligently with law enforcement agencies and others to protect Florida families from notary fraud," spokesman John Tupps said in an email. "We are taking steps to suspend or remove notaries reported to have been convicted of criminal offenses or who have violated notary standards."

Brandon Larrabee, The News Service of Florida

 Notary Services of Pompano Beach 24/7 & Mobile

Personal Attention Is Our Specialty - You're Important To Us

754-444-9958